The opinions expressed in the blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.  It is only intended to provide education about conducting investment due diligence. The views and opinions expressed in the blog are obtained through the authors’ personal research, learnings, and experience investing in the financial markets, and are subject to change at any time without notice. Although best efforts are made to ensure that all information is accurate and up to date, occasional unintended errors and misprints might occur.


Nothing on the blog constitutes investment advice, performance data, or any recommendation that any security, portfolio of securities, investment product, transaction, or investment strategy is suitable for any specific person. The authors cannot assess anything about the readers’ personal circumstances, finances, goals, or objectives, all of which are unique to each individual reader. Therefore, any opinions or information contained on this blog are just that – an opinion or information. The blog should never be used to make financial decisions in place of obtaining the advice of someone qualified to provide it and conducting the requisite due diligence and analyses.


Historical performance is not an indication or guarantee of future performance, and the element of risk is inherent with making investments.


From time to time, the authors may hold positions or other interests in securities mentioned in the blog and may trade for their own account(s).